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Wholesale Income Payments originate as structured settlements of personal injury cases that include defined future payment streams backed by annuities.   

Individuals who sell some or all of their future payments do so in a court-ordered assignment process whereby the annuity issuers and legal counsel comply with state-specific transfer laws and IRS statutes.  DCF Exchange is a buyer of these payments and distributes Wholesale Income Payments through a network of financial advisors nationwide, including this website.

Purchasers of Wholesale Income Payments become the new payee of these transferred, in-force payment streams backed by annuities.  At no time are transferred payment streams pooled, aggregated, managed by or subject to fees of a manager. 

All purchaser acquisition funds and assigned payments are handled by a state and federally regulated bank and trust company in a dedicated escrow account environment.  

Wholesale Income Payments come in three categories:

For Income Now, use Immediate Income Payments

For Income Later, use Deferred Income Payments

For Safe Growth, use Lump Sum Payments