The Purchase Process

Head over to the Current Inventory to get started.

Remember to click More Info to see the Payments Table and other documents.

The available inventory will show cases with two different statuses- “In Stock” and “In Review”.  In Stock can close right away, and cases marked as In Review are in our final acquisition pipeline and will be in stock in a few days.

Inventory is broken into three categories:

1. Immediate Income
2. Deferred Income
3. Lump Sums

Each case clearly identifies the payments.

That may be 120 Monthly Payments of $1000 from 7/1/2024 to 6/1/2034, or it may be one lump sum of $100,000 on 1/1/2035…

What You See Is What You Get. 

There are no complicated crediting methods, confusing terms, or hidden gotchyas.

All currently available payments are listed in our web-based inventory system, and available deals are dynamically updated throughout the day.

“48-Hour Hold” cases means they has been held temporarily for another party.

If you see a case you like and want to place a hold on it for a day or two to think about it, simply email [email protected] with your name/ email/phone # and we can hold a case for you.

In the Sales Status tab, you can see “Reserved” cases that are reserved by another party, but the transaction hasn’t closed yet. We do accept backup offers, so it’s smart to keep an eye on the “Reserved” list.

Because this is a fast-moving marketplace, our buyers hold cases as soon as they see one they like, and are ready to close quickly when new offerings are available.

If you have a case on 48 Hr Hold or want to jump right to a reservation, we require just a few pieces of information from you. 

In the Click For Info button you can find a reservation form, where you can specify how you want to receive your payments, such as paying to a Trust, an LLC, Joint Tenants, and what bank account for direct deposit, etc.

Please complete and return via email to [email protected], or fax to 406-862-8018

Repeat buyers can simply email to reserve another case- no need for new reservation forms for each transaction

Clients using qualified funds such as an IRA, 401k, Solo 401K or Roth IRA typically have their accounts opened and transfer funds in prior to reserving a case.  If you’re just getting started, visit the IRA Page for more information

The closing book, which will be sent to you via DocusSign, will include a direction of investment form for electronic signature instructing the IRA custodian (GoldStar Trust) to complete the transaction on your behalf.

After you reserve a case, you will receive and email from DocuSign with the Closing Book. This document contains all the background material of the underlying structured settlement payment stream and the court ordered transfer documents, all of which have been handled by our partner DCF Exchange and their more than 10 years experience in the marketplace.

Look for an email like this, and follow the yellow buttons to review and electronically sign.

The last step in the process is funding.  For IRA buyers, this happens automatically by GoldStar as your IRA custodian, but for cash purchasers, a wire transfer or overnight mail of certified funds is required.

All funds are handled by Goldstar Trust’s payment disbursing and escrow department.  GoldStar is the payment servicer and once they receive your funds, they register the ownership of the payment stream in your name and only you can make any future changes to the payment stream.  Changes to direct deposit or payment address are made directly with Goldstar.

GoldStar’s bank controlled escrow and trust company environment ensure complete safety of your money and your payment stream at all times, from reservation, to closing and funding, and throughout the life of the payment stream for you and your heirs.

The funding instructions are on page 1 of the closing book sent by Docusign and look like this: